If you’re considering a Chase credit card, you have a few options. The Freedom Unlimited, Chase Sapphire Preferred, and Ink Business Preferred are some of the options available. However, you should also consider the requirements and minimum spending limits of each card. Considering these factors can help you determine your odds of approval. After all, you don’t want to make your payments with a card that’s not going to benefit you financially.
Chase Freedom Unlimited
The Chase Freedom Unlimited credit card is a good option for people who don’t use credit very often but still want a card that offers good rewards. It offers no annual fee and has 0% intro APR on purchases for the first 15 months. However, there are a few things to keep in mind, including a $5 balance transfer fee and a 3% foreign transaction fee. However, these are small price to pay for the extra rewards.
Cash back rates vary from 1% to 2.5%, depending on your spending habits. For example, you can earn up to 5% back on travel purchases with this card, and you can use it to pay for gas or other necessities at local gas stations. You can also use it to pay for travel expenses, with a 2% rebate on airfare and accommodation. With the Chase Freedom Unlimited, you can expect to earn 1.5 percent cash back on everything else.
Chase Freedom Flex
The Chase Freedom Flex credit card is designed for individuals with excellent to good credit. Your credit score will determine whether or not you will be approved for this card. However, you can request a credit limit increase on your account by calling Chase or applying online. Adding a credit limit increase to your Chase Freedom Flex credit card can lower your credit score temporarily. That is why it’s best to only apply for an increase if you can show that you’ve been paying your bills on time for at least six months and have a positive credit history.
The Chase Freedom Flex card is an excellent choice for those looking for a credit card with no annual fee. The card offers generous rewards, with 5x points for purchases in rotating categories every quarter. Moreover, you’ll get a hefty welcome bonus. If you have a good credit score, you should consider applying for this card. But make sure to consider all the perks first before making the final decision. If you’re planning to travel a lot, it’s better to look for a different credit card that offers more benefits.
Chase Sapphire Preferred
The Chase Sapphire Preferred credit card offers multiple credit card benefits, including travel accident and trip cancellation insurance, extended warranties on purchases, and purchase protection. The card also offers protection from fraud and theft. You must have good or excellent credit to be approved for this card. The Chase Sapphire Preferred charges a 5% balance transfer fee. This card is a good choice for those with good to excellent credit. You can find other cards with similar benefits from Chase.
The Chase Sapphire Preferred credit card is designed with travel in mind. Its perks include a 100,000-point welcome bonus, worth up to $1,250 when redeemed through Chase Ultimate Rewards or one of its travel partners. It also has no foreign transaction fees, and many travel-focused features. Whether you travel for business or pleasure, the Chase Sapphire Preferred credit card is a good choice. Take a look at the benefits and apply today!
Chase Ink Business Preferred
The Chase Ink Business Preferred credit card is a great choice for a business with large monthly expenses. It offers up to 100,000 bonus points, equivalent to about $1,000 cash back. The card also offers $1,250 in travel rewards in the Chase portal. With this card, your annual fee is covered for up to 10 years. This credit card is also a great choice for those who are just starting out in business.
The Ink Business Preferred credit card is an excellent choice for most businesses. The credit card features a huge sign-up bonus, and bonus points for common purchase categories. For most companies, this credit card will provide outstanding value, but it requires significant spending to lock in the sign-up bonus. Once you have exceeded the sign-up bonus, however, you unlock the full potential of this card. To make the most of this card, you should spend at least $15,000 on purchases in the first three months.