Best Credit Cards – Credit is a powerful thing, especially for men. Once you understand how it can benefit you in the long term, it may seem like a useless privilege that’s been handed to you on a silver platter. It’s true that charging interest on credit card debt is frowned upon by most modern standards (especially for men), but for many men, it’s their only option when they want to be able to live comfortably without worry of going into debt again. If you’re reading this, then chances are you’re one of the many guys out there who likes to go out with friends and have some fun. You don’t want to let your credit card splurge limit ruin your fun because you don’t want to go over your limit. Fortunately, there are plenty of good cards that can help make sure you don’t overdo it at the bar! The best way to find out which cards are right for you is to do some research and ask others how they got on with using them. Here are three great options that should provide plenty of benefits and appeal for any male who has a sense of humor:
American Express Blue Card
This card is best for business travelers who want to enjoy the benefits of an airline miles program without paying the full price. A great benefit of the American Express Blue Card is that you get 5% back on every dollar spent on flights booked with miles. This card is also good for hotel stays, cruises, and car rentals.
Capital One® Quicksilver Rewards Card
This card offers a solid 0% APR for new users, and then some. The card doesn’t just give you 0% APR, it gives you free money back! Earn 5% cash back on all your grocery store and drug store purchases. And don’t let the free rewards slip through your fingers. Take advantage of the card’s rotating $50 statement credit and get it before it’s gone.
Citi® Selects Card
This card offers a wide range of benefits, including an Airline AAdvantage miles bonus when you make purchases with your card that get you to your destination free of charge. This is a great card to use if you’re an AAdvantage member and want to show your support. The card offers decent cash back rates and is a good option if you want to support a card that gives you so much stuff for free.
Chase United℠ Card
This card is good for travelers who want to enjoy a comfortable travel experience without paying the high price for it. It comes with free checked bags, free seat selection on all domestic flights, and free refreshments on board. It’s a great card for short trips where you just need your seat reserved for you. There’s even a wrathal mode that lets you track your attempts to be rude to other passengers and get you ejected from the flight.
Discover It™ Card
This card has an excellent rewards program that can help you build your credit. The card gives you 1% cash back on all your gas and grocery store purchases. And if you make a $50 purchase or more, you get a $25 statement credit. This card is also good for FlexPerks members.
US Bank FlexPerks® Card
This card offers plenty of benefits, but the best one by far is its FlexPerks program. The card gives you a $100 gift card when you make a $500 purchase. That’s not even the best perk in our book. The FlexPerks card is also available for Norwegian Cruise Line and Royal Caribbean.
How to Use a Credit Card for Men
When it comes to using a credit card for men, there are a few things to keep in mind. The first thing you want to keep in mind is that you should never charge a credit card bill more than you’re able to pay off in full. If you’re able to pay your full bill, then there’s no sense adding more charges. Keep this in mind because interest is charged on most credit card bills. If you want to avoid paying interest, then it’s in your best interest to pay your credit card bills as soon as they arrive in your mailbox. The best credit cards for men to use are those with the least amount of interest. Ideally, you would want to avoid interest at all costs, but in some cases, it’s worth paying a small amount of interest to get a card that gives you lots of benefits.
BONUS: Get Cash Back at Restaurants!
If you’re looking for ways to get more use out of your credit card at restaurants and bars, check out the BONUS: Get Cash Back at Restaurants! program. This program will give you 1% cash back on every purchase you make at participating restaurants and bars. This is a great way to use your card when out with friends or family, and it will help you build your credit. The card will also issue you a loyalty card that you can use to get discounts on future visits.
BONUS: Free Shipping on Purchases!
Lastly, if you’re looking for ways to get free shipping, look no further. The flat rate of $7.00 is just outrageously low. If you’re planning on making a lot of purchases and not care about free shipping, then this may not apply to you. However, if you’re looking for a card that will provide you with lots of benefits, this is the card for you.
A credit card is a tool that you can use for good or for bad. You can use it to make purchases that will help you in the long run, or you can use it to overspend and end up in debt again. When using a credit card, make sure that you’re aware of the best card for your personal situation.